If you’re searching for a heartwarming bowl of goodness that feels like a comforting hug, you absolutely have to try this Cheesy Ham and Potato Soup Recipe. Bursting with tender potatoes, rich cheddar cheese, and smoky ham, this soup balances creamy texture with savory flavors in a way that’s simply irresistible. Whether you’re tackling a chilly evening or aiming to repurpose leftover ham, this recipe delivers that cozy, satisfying vibe every single time.

Ingredients You’ll Need

A bowl filled with creamy white thick soup showing layers of diced pink ham, bright orange carrot slices, green peas, and soft white potato pieces mixed throughout. On top, there is a generous layer of shredded orange cheese scattered evenly. A spoon is scooping a portion, displaying the soup's chunky texture with visible bits of ham, vegetables, and cheese. The bowl is white with a blue rim and sits on a white marbled surface with a blue cloth nearby. photo taken with an iphone --ar 4:5 --v 7

The beauty of this Cheesy Ham and Potato Soup Recipe lies in its simplicity. Each ingredient plays a crucial role, from the buttery base and aromatic onions to the creamy milk and sharp cheddar that bring everything together in perfect harmony.

2 tbsp butter: Provides a rich, silky start to sautéing your veggies for a flavorful foundation.
1 small onion, chopped: Adds sweetness and depth, creating an inviting aroma as it cooks.
2 garlic cloves, minced: Gives a gentle kick that complements the savory elements.
3 cups diced potatoes: The star of the show, offering creamy texture and hearty comfort.
2 cups chicken broth: Builds the soup’s savory liquid base, keeping it light yet flavorful.
1 ½ cups diced cooked ham: Adds smoky, salty richness with every bite.
1 cup milk or cream: Gives the soup that luscious, creamy consistency.
1 cup shredded cheddar cheese: Melts smoothly to deliver the signature cheesy goodness.
1 tbsp flour (for thickening): Helps the soup reach the perfect thick and velvety texture.
Salt & pepper to taste: Essential for balancing and enhancing all the flavors.

How to Make Cheesy Ham and Potato Soup Recipe

Step 1: Sauté Aromatics

Start by melting the butter in a large pot over medium heat. Once melted, toss in the chopped onion and minced garlic. Sauté them gently until fragrant and translucent, about 3 to 5 minutes. This step lays the flavor groundwork by blending sweet onions with the aromatic garlic perfectly harmonizing.

Step 2: Simmer Potatoes

Next, add the diced potatoes and pour in the chicken broth. Bring everything to a gentle simmer and cook until the potatoes are tender, usually about 10 to 12 minutes. This process not only softens the potatoes but infuses the broth with their natural starchiness, helping create a velvety soup base.

Step 3: Incorporate Ham and Cream

After the potatoes are tender, stir in the diced cooked ham and milk or cream. The ham adds a smoky punch while the dairy enriches the soup, giving it that creamy texture everyone’s craving. To thicken it just right, sprinkle in the flour while stirring consistently. Allow the mixture to cook for a few more minutes until it begins to thicken beautifully.

Step 4: Melt in the Cheese

Reduce the heat to low and add the shredded cheddar cheese gradually, stirring until it melts smoothly into the soup. This careful melting step is where the magic happens—creating a luscious, cheesy, and comforting soup that truly earns its name.

Step 5: Season and Serve

Finally, season with salt and pepper to taste. Give the soup one last stir, then ladle it into bowls while it’s hot and inviting. You’ve just whipped up an incredible bowl of comfort with this Cheesy Ham and Potato Soup Recipe!

How to Serve Cheesy Ham and Potato Soup Recipe

A close-up view of a red pot filled with creamy soup containing small round potatoes and pink cubes of ham. The soup base is thick and light beige, with visible small black pepper specks on the surface. The ham pieces float on top, adding a contrasting pink color, while the potatoes are slightly submerged and have a smooth, shiny texture. The pot is on a white marbled surface, giving a clean and bright background. photo taken with an iphone --ar 4:5 --v 7

Garnishes

Consider topping your soup with fresh herbs like chopped chives or parsley to add a pop of color and a fresh bite. A sprinkle of extra shredded cheddar or a handful of crispy bacon bits also elevates the experience, making every spoonful a little more indulgent.

Side Dishes

The richness of this soup pairs wonderfully with a crisp side salad or warm crusty bread. Garlic bread, in particular, works amazingly, perfect for dipping and soaking up every cheesy drop of this delicious Cheesy Ham and Potato Soup Recipe.

Creative Ways to Present

For a fun twist, serve the soup in mini bread bowls or hollowed-out potatoes for a rustic, cozy presentation. You can also top each serving with a dollop of sour cream or a drizzle of hot sauce to add creaminess or a little heat that dances with the cheesy ham flavors.

Make Ahead and Storage

Storing Leftovers

This soup keeps beautifully in an airtight container in the refrigerator for up to three days. The flavors actually deepen overnight, so it’s a fantastic recipe to make in advance for busy days when you want dinner ready to reheat.

Freezing

Freezing is a great option to extend its shelf life. Let the soup cool completely before transferring to a freezer-safe container. It will maintain its quality for up to three months, though the texture of potatoes can change slightly after freezing — still delicious!

Reheating

Reheat gently on the stovetop over medium-low heat, stirring occasionally to prevent sticking or separation. Add a splash of milk or broth if it becomes too thick during warming. This ensures your Cheesy Ham and Potato Soup Recipe stays creamy and comforting with each reheated serving.

FAQs

Can I use different cheese in this soup?

Absolutely! While cheddar gives that classic sharpness, you can experiment with cheeses like Monterey Jack, Gruyère, or even a smoky Gouda for a unique twist on this fork-tender favorite.

Is it possible to make this soup vegetarian?

Yes, simply omit the ham and use vegetable broth instead of chicken broth. You can add a smoky flavor by incorporating smoked paprika or smoked tofu for that comforting, savory hit.

Can I make this soup dairy-free?

For a dairy-free version, swap the milk and cheese for coconut milk or a creamy plant-based alternative and use dairy-free cheese. Nutritional yeast can also add a cheesy flavor without dairy.

How thick should the soup be?

The ideal consistency is thick and creamy, coating the back of a spoon but still spoonable and not too stiff. Adjust the thickness by adding more broth or milk if too thick, or simmer a little longer to thicken if too thin.

What’s the best way to dice potatoes for this recipe?

Try to cut the potatoes into uniformly sized cubes, about ½ to ¾ inch. This ensures they cook evenly and develop that perfect tender texture that makes the soup so delightful.

Final Thoughts

This Cheesy Ham and Potato Soup Recipe is genuinely one of those cozy kitchen triumphs that never fails to delight. From its creamy, cheesy allure to the smoky ham bites and hearty potatoes, it’s a dish that brings warmth, nostalgia, and comfort all in one bowl. I encourage you to give it a try and watch it become a treasured favorite for chilly nights and family dinners alike.